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AFLCA Insurance Program

The AFLCA provides automatic insurance coverage with AFLCA certification and recertification. This coverage will provide $2 million personal liability insurance for all AFLCA leaders, Trainers and Assistant Trainers.


Do I have to be on this new insurance program?

Yes. It is a new benefit of membership and automatically provided with certification and re-certification.

What if I carry other insurance through another provider, such as a facility or agency?

You will have the added benefit of additional personal liability insurance. Facility coverage may be limited to that facility and its principals. The new program will cover and protect you personally.

Why is it important to have individual insurance if the facility I work at is already insured?

At the end of the day the facility (Company) will protect itself. If you are named personally in a lawsuit the Company’s insurance will not protect you or cover the defense costs required to defend you. This policy will cover and protect you personally.

What if I send my recertification documents after my membership expires?

If you send documents late your certification is expired and thus any insurance coverage is void during the period your membership has lapsed.

What if I do not have current CPR?

CPR must be current with one year from the date of issue for your insurance to be valid. Yearly updating is required.

Will I have insurance for the entire 2 years until I renew again?

Yes, the AFLCA has developed a program to provide full insurance coverage for 2 years. You will receive a certificate of insurance for the first year with your certificate and if you require the second year copy you will need to purchase the reprint through our online store ($10 fee). If not needed, you will still have insurance coverage for the full two years.

What do I have to do as an AFLCA Leader, Assistant Trainer, or Trainer to remain on the insurance program?

It’s simple! You just need to complete the recertification requirements, keep CPR updated, and remain current as an AFLCA member.

Do I need to send any documentation to the insurance company directly?

No, everything is coordinated through the AFLCA Office making it easier for you.

What if I am AFLCA certified but teach in another province?

The new AFLCA insurance program will cover you if you are teaching within Canada as long as you are working within your scope of practice and hold current certification.

Added Benefits of Certification

  • Ongoing support and professional development
  • National affiliation and transferability through the NFLA and ICREPS
  • Great discounts on Fit Rendezvous Conferences and other AFLCA events
  • profile
  • Access to the Provincial Fitness Unit website and job opportunities board
  • Ongoing member communication and E-newsletters
  • Access to partner resources (Nourish, Move, Thrive, Be Fit For Life)
  • Increased professional marketability and credibility
  • Comprehensive Insurance coverage
  • AFLCA Certificate and wallet card


  • Love the idea of individual insurance through AFLCA. It provides me with coverage where ever I teach, and this gives me greater flexibility and peace of mind!

    posted by Sharon Lamb on March 09, 2012
  • I am not sure if I like this automatic insurance thing. Seems like another cost to bear.

    posted by Lye Lang on March 09, 2012
  • Thank You! This is a wonderful addition to the many already great reasons to be an AFLCA Certified trainer.

    posted by Sharon Duncan on March 16, 2012
  • I need insurance but my certification with AFLCA is not up for renewal for a while is it possible to receive the insurance option as of July even though I am not recertifying??

    posted by Leanne on March 21, 2012
  • Are there any options available for insurance between now and July 1?

    posted by Angela on April 17, 2012
  • If you would like insurance before your next re-certification date, please fill out the early insurance form on our website forms list as of JULY 1, 2012. The new AFLCA insurance policy will not begin prior to July 1, 2012

    posted by AFLCA on May 10, 2012

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